Transparency first: products & service fees

We believe successful financial relationships start with clarity. There are no hidden fees here — browse the fee schedule for all our services and transactions.

Approved fee schedule

Service / product Fee
SADAD bill payment Free
Balance inquiry & statement (local) SAR 1.5
Balance inquiry & statement (GCC) SAR 1.5
International transactions (non-SAR) 2% of transaction value
Card replacement (lost/damaged) SAR 25
Incorrect transaction dispute SAR 50 (refunded if dispute is valid)
Additional digital card issuance Free
Cash withdrawal (local — mada network) Per Saudi network rules (other banks may apply fees)

All fees listed above may be subject to 15% VAT in accordance with regulations in the Kingdom of Saudi Arabia.